Mortgage Rates in 2009: 7 Things You Need to Know

It wasn't too long ago that mortgage rates were expected to move sharply higher in the coming months thanks to rattled investors and mounting inflation. But while falling home prices and jittery financial markets have done little to assuage investor fears, a number of recent developments have combined to create a decidedly optimistic mortgage-rate outlook for 2009. Here's a look at where mortgage rates are headed in the New Year, the forces that will be influencing them, and how consumers can take advantage of the trends.

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