Deadline extended for interest-free loans

A Pinellas County interest-free home improvement loans program has pushed back its deadline to March 31 to allow homeowners more time to apply. Through the program, certain Pinellas homeowners qualify for loans up to $45,000, which they can apply to roof replacement, windows installation, kitchen or bath improvements, electrical systems upgrade and other uses. Repayment of the loans is deferred until the sale, transfer or refinance of the property, said a release. To qualify, homeowners must be at or below 50 percent of the area’s median income and the properties must be located within Pinellas but outside the city limits of St. Petersburg, Clearwater and Largo. The program gives families with limited means the chance to improve the safety and soundness of their homes during the economic downturn, community development director Anthony Jones said in the release.

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